Your usage of this website is at your own risk. You accept responsibility for all activities that occur during
your time of access. GTC reserves the right to restrict or terminate your access to the site or any feature
or any part thereof at any time. GTC disclaims all warranties of any kind, whether express or implied,
including but not limited to the implied warranties of merchantability and any warranties that materials on
the website are non-infringing; that access to the site will be uninterrupted or error-free; that the website
will be secure; that the server that makes the website available will be virus-free; that the information on
the website will be accurate or timely. If you download any materials from this website, you do so at your
own discretion and risk. You will be solely responsible for any damage to your computer or loss of data that
results from the download of any such material. You understand and agree that neither GTC nor any of
its affiliates shall be liable for any direct, indirect, incidental, consequential, punitive or any other damages
relating to or resulting from your use or inability to use this website or any other website you access through
a link from this website. These include damages for errors, defects, interruptions, computer viruses, loss of
data, and other tangible and intangible losses. This limitation applies regardless of whether the damages
are claimed under the terms of a contract, as the result of negligence or in connection with the use or
inability to use the materials available from this website. By accessing the GTC website, you have agreed to
all terms, conditions, and policies set forth by GTC. GTC reserves the right to make changes to these Terms
and Conditions of Use at any time by posting the revised Terms and Conditions of Use on its website. It is
your responsibility to check periodically for any changes we may make to these Terms and Conditions of
Use.